PensionProtect Select

Trusted Insurance Assistance for Swiss Seniors

We specialize in personalized insurance services exclusively for retirees in Switzerland. Our expert team helps you choose optimal insurance options, ensuring financial protection and healthcare support in every life situation.

Comprehensive Consultations

We offer detailed consultations to understand your personal needs, health status, and financial goals, helping you select the most suitable insurance plans available in Switzerland.

Multilingual Support

Our team speaks English, German, French, and Italian to ensure clear and effective communication with seniors from all over the country.

Nationwide Coverage

We operate across all cantons in Switzerland, delivering high-quality services regardless of where you live—from Geneva to St. Gallen.

Transparent Process

We provide clear, unbiased information about insurance policies, prices, and coverage so that you can make informed decisions without pressure.

Comprehensive and Personalized Insurance Services for Swiss Seniors

Our insurance selection services are tailored to the needs of elderly residents in Switzerland, helping them access the right health, life, and supplemental insurance options with ease and clarity.

Health Insurance Selection

We guide you in choosing a mandatory health insurance plan (LaMal) and supplementary options based on your medical needs, budget, and lifestyle.

Long-Term Care Coverage

Our advisors help you understand and select coverage for long-term care services, including in-home care and assisted living arrangements.

Travel Insurance for Seniors

We offer plans that cover international travel risks such as medical emergencies abroad, trip cancellations, and repatriation, ideal for retirees who explore the world.

Dental Insurance Plans

Many health insurances exclude dental. We help you find senior-friendly dental coverage to maintain oral health affordably and consistently.

Life Insurance Options

We assist in securing life insurance that protects your loved ones and contributes to financial planning, including inheritance and funeral expenses.

Home Assistance Insurance

This service covers costs related to domestic help in case of illness or injury, including cleaning, cooking, and everyday tasks.

Supplemental Accident Coverage

We recommend additional accident insurance plans especially beneficial for seniors who are more vulnerable to injury, both at home and outside.

Hospital Stay and Private Room Coverage

We help you add options for private or semi-private hospital accommodations to enhance your comfort during medical treatment.

Why Seniors Choose Us

We are committed to delivering peace of mind, professional care, and practical support through our specialized insurance matching services in Switzerland.

Independent Advisory

We are not affiliated with specific insurance companies. This guarantees that our advice is always based on your best interests, not commission incentives.

Senior-Centric Focus

Our team specializes in working with elderly clients, understanding the physical, emotional, and financial concerns that come with retirement and aging.

Fast and Reliable Support

We offer prompt responses, quick appointments, and a personal advisor who accompanies you throughout the process of choosing and managing your insurance.

Clear Explanations

We simplify complex insurance terms and procedures so you can understand your options and obligations without confusion or stress.

Ongoing Policy Management

We continue to assist even after the policy is selected—helping with renewals, claims, and updates based on changing needs or life events.

Free Initial Consultation

Our first consultation is completely free of charge. It includes an evaluation of your current insurance status and suggestions for better coverage.

Recent Updates on Swiss Insurance for Seniors

Stay informed about the latest news, policy changes, and helpful tips related to insurance and senior care in Switzerland.

New Cantonal Benefits for Elderly Residents

Several cantons are increasing subsidies for low-income seniors. Learn how this can impact your insurance premium and eligibility for assistance.

Swiss Health Insurance Premiums to Rise in 2026

The Federal Office of Public Health has announced a projected premium increase. We offer advice on how to reduce costs while keeping adequate coverage.

Travel Insurance Trends for Retired Swiss Citizens

Discover the best international travel plans for seniors in 2025 and how to stay protected abroad without overpaying.

Digital Tools for Senior Insurance Management

New platforms allow easy policy management online. Find out which apps are safe, easy to use, and available in English.

Pension-Linked Insurance Packages

Learn about insurance options linked to your retirement income that can enhance financial security in later years.

Flu and COVID-19 Coverage Clarifications

Insurers are updating terms for seasonal and pandemic coverage. Get clarity on what is and is not included in your plan.

Long-Term Care Costs and Policy Reform in Switzerland

Government discussions continue around future changes to long-term care financing. Read how this might affect your current coverage.

Frequently Asked Questions About Our Services

We’ve answered the most common questions seniors ask when choosing insurance in Switzerland through our service.

What kind of insurance do I legally need in Switzerland?

Every resident of Switzerland, including retirees, is legally required to have basic health insurance under the LaMal system. Our team will help you choose a suitable plan and explain what is covered, how deductibles work, and what options exist for supplemental coverage based on your health profile and needs.

Can I change my insurance provider after retirement?

Yes, you can change your health insurance provider once a year, typically by November 30. We help you evaluate whether switching providers makes sense based on changes in your health, premium rates, or new offers available in your canton.

Do you work with all insurance companies?

We are an independent advisor and not tied to any single insurer. This means we evaluate all available providers and recommend the one that best fits your requirements, both in terms of price and coverage.

Is the consultation free of charge?

Yes, the first consultation is entirely free. It includes an analysis of your current policies, identification of potential gaps, and suggestions for improvement. Ongoing services may incur a small administrative fee, depending on the complexity of your case.

Can you help with claims and paperwork?

Absolutely. We support you not only in selecting the right policy but also in submitting claims, resolving disputes, and communicating with the insurance company if needed. Our advisors ensure you are not left alone in the process.

Do you offer in-person consultations?

Yes, we provide in-person meetings in various cities across Switzerland. If you're unable to travel, we also offer video or phone consultations so you can access help from the comfort of your home.

What Our Clients Say About Our Senior Insurance Services

Real feedback from retired clients across Switzerland who found peace of mind and better coverage through our expert support.

Helen Müller

I was overwhelmed trying to understand Swiss health insurance options. This service was a lifesaver. The advisor patiently explained everything and helped me find a plan that fits both my needs and budget. I feel secure and well-informed, and I’m grateful for the continued support they provide even after enrollment.

James Thompson

Retiring in Switzerland as an expat was challenging, especially when it came to insurance. SeniorCover gave me all the clarity I needed. They walked me through every detail and even helped reduce my monthly premium. They know exactly what seniors like me need. Highly recommend.

Anna Steiner

After my husband passed away, I needed to reorganize my finances. These specialists helped me understand which policies I could adjust and what new coverage made sense. Their compassion and professionalism made a difficult time much easier. I trust them completely.

Contact Us

Reach out to schedule your free consultation or ask a question